Personal Insurance

We can tailor a package for complete personal protection, or just certain insurance coverage types you require…

Life insurance

life-insureLife insurance provides a lump sum payment to assist your family and loved ones financially in the unfortunate event of your death. This can greatly assist with paying off mortgages and other loans that would otherwise become a financial burden to your loved ones at a time when they are grieving from your loss. Request Info >

Income Protection

Income protection insurance can replace up to 80% of your income if you can’t work because of sickness or injury. This money can help pay the mortgage and keep your household running until you get back on your feet. When you think about your assets, it’s unlikely that your income springs to mind. But your income is actually one of your biggest assets because it makes your lifestyle and all of your other assets – your home, cars and investments – possible. That’s worth protecting. And in most cases the premiums can be tax-deductible.

income-protect tickChoice of waiting periods

tickChoice of benefit options – cover up to Age 70

tick24 hour cover, worldwide

tickPremiums are generally tax deductable

tickOptions to fund premiums with superannuation

Request Info >

Total & Permanent Disability Insurance

disabilityTotal and permanent disability (TPD) insurance provides cover if you are totally or permanently disabled. TPD insurance helps cover the costs of rehabilitation, debt repayments and the future cost of living.

With total and permanent disability insurance (TPD) you will be paid a lump sum amount if you are unable to work due to a disablement which meets the definition in your policy. You can then use that benefit amount to cover your mortgage repayments, pay for medical expenses, and provide an ongoing income for your family.

We can explain how various policies work to help you choose an appropriate policy.

If you are between 17 and 59 you can usually apply for TPD insurance, either as part of a term life insurance policy, or as separate coverage.  Request Info >

Trauma Insurance 

traumaWe all know someone who’s been affected by a serious illness such as cancer, and understand the devastating effect it can have on a family’s lifestyle. Not just from a physical and emotional perspective, but a financial one as well.

Trauma insurance policies cover defined conditions in three major illness events : cancer, stroke and heart disease and over 40 other defined trauma conditions. These policies are designed to provide you with a lump sum payment to cover medical and recovery costs on diagnosis of a defined condition. Request Info >


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